We do not talk about death enough in this country and whilst it is a horrid subject, it is something that happens to us all. The truth is, making the “right” will, is probably one of the kindest, most thoughtful things you can do for your loved ones – it will make their lives much easier when they are going through a time of grief and sadness.

Having the right will in place allows you to decide who gets what. Without a will in place, the government decides – and I think they have enough control of our lives as it is!

There are lots of blended families now, so it is really important to properly plan how your estate is passed down to loved ones. It is also possible to put things in place that protects your loved ones inheritance from potential loss for many years after they actually receive it. You also need to consider protecting your assets from things like care fees and ensuring particular people can still live in your shared home after you have gone.

Another thing to consider is getting a Lasting Power of Attorney (LPA) in place – this is for the here and now. If you were left in a position from an accident or serious illness, that meant you could not make your own decisions, having an LPA means you choose who has the legal authority to look after your financial affairs and/or your health and welfare. Without one, your family could be left with very stressful situations at an already difficult time. If you have a business, you should also put into place a Business Lasting Power of Attorney

I know this subject matter is scary, but the cold, hard truth is, without putting the correct legal procedures in place, it is even more scary!

Take the brave step and get your future planning done. Give me a call and I will put you in touch with someone who will really listen to your needs, wants and desires and will help you get everything organised. I promise, it is not as painful as you first think! 01945 588111